Contractors with multiple income sources or non-standard payment structures may need specialist guidance when applying for a Contractor Mortgage. Depending on the lender, assessments can consider contract income, day rates, salary, dividends, business accounts and the consistency of your work history. AWS Private Finance helps applicants explore Contractor Mortgages by considering the wider circumstances behind their earnings rather than assuming every contractor has the same financial profile. A specialist Contractor Mortgage Broker can explain relevant criteria, help identify the documentation required and guide you through the mortgage process for purchasing or remortgaging a property.
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